Mortgage Brokers vs going direct to a bank
When we talk about a ‘loan product’ we are referring to the thousands of options that are currently available for you for your loan.
Each bank (or lender) has several different loan options – low doc, package loans, re-draw facilities, plant and equipment loans, fixed, interest only, interested in advance, variable, introductory variable…
the issues you face as a consumer is ‘which loan is right for me?’
That is where a mortgage broker comes in.
If you go directly to the bank, you will only be offered the loan options available through that one lender.
As your mortgage broker, we do all the leg work for you.
We are across many lenders and all of their loan products and our sole purpose is to find the right loan for your needs.
Your full financial situation would need to be reviewed prior to acceptance of any product or offer.