Offset Account vs Extra Repayments

If you’ve asked yourself which will be better in the long run, having an offset account vs extra repayments , here’s a comparison of the two strategies. It’s all too easy to get your loan set up, move into (or tenant) your property and get on with life, thinking that everything will just take care […]

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Mortgage Hack

This week we thought we start talking about some simple, yet very effective strategies that you can use to make your mortgage work for you. Call it a mortgage hack, tips, tricks – it doesn’t matter. What does matter is that they work, are easy to adopt and help you to manage you finances for […]

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Upgrade loans

They say (I don’t actually know who ‘they’ are) that buying your first home is one of the scariest, yet exciting life-experiences you will go through. Was the thrill of owning your very own home offset by the fact that you had one very large debt to chip away at for 30 years?  It was […]

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Bank-xiety – When did the bank rate go up?

Bank Rate

Last week the federal budget was announced (read government promises regarding tax payers money) and the official bank rate did, well, nothing. Again. I thought about writing an email regarding the budget, but to be honest, I wasn’t interested in reading it, let alone regurgitating it. I was riding in the back of a cab […]

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Spending habit, we all hab it

Spending

Last week Brooke wrote about developing the right mindset – the right attitude – towards your money. For some, it takes time to develop a healthy attitude towards your finances. Trust me – I know! Right now, I could jump onto the interwebs and spend $1000’s on things I probably don’t need (but convince myself […]

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A Positive Money Mindset

The last few weeks we have thrown some gold nuggets out regarding budgeting, streamlining your finances, organisation, and behaviours around money. This information, whilst valuable, is also essentially free and pretty easy to access using the internet. We decided to put these steps into a series of emails to break the process down and make […]

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Taking Care of Business – Managing Your Small Business Finances

Small Business

Small to Medium business growth is on the rise in Australia. With government grants available each year, tax incentives, write-off options and the emergence of a flexible lending market targeted towards savvy SME’s (Small-Medium Enterprise), it’s a good time for business owners, and an important time to ensure you’re managing your small business finances. “Thankfully, […]

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