Which banks do you deal with?

We are Connective Brokers.

This means that we have access to many lenders – these include the major banks, second tier lenders and credit unions.

We can source you a loan from the lender of your choice.

Who sets interest rates?

The Reserve Bank of Australia meets on the first Tuesday every month to determine the official cash rate for the country.

The lenders and banks then use this information to set their own rates. Mortgage brokers do not set rates.